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Public Housing — affordable apartments for low-income families, the elderly and persons with disabilities. To apply, contact a public housing agency. Housing Choice Voucher Program (Section 8) — find your own place and use the voucher to pay for all or part of the rent. To apply, contact a public housing agency.
Find your local Public Housing Agency (PHA). Determine if you are eligible. Obtain an application for the Section 8 Housing Choice Voucher program. Fill out and submit the Section 8 Housing Choice Voucher program application. Find out Waiting List status.
In most circumstances, your rent will be 30 percent of your monthly adjusted income. HUD covers the other 70 percent. The amount of rental assistance you qualify for is calculated by dividing your AGI by 12 and then multiplying it by 30 percent. The result of which is called the total tenant payment.
The housing choice voucher program provides assistance to very low-income families to afford decent, safe, and sanitary housing. Housing can include single-family homes, townhouses and apartments and is not limited to units located in subsidized housing projects.
The voucher will be good for at least 60 days from when you first get it. This means that you will have at least 60 days to find a place to live that meets the requirements of the Section 8 program. At the briefing, housing agency staff should explain the rules about finding and leasing a place to rent.
If they are approved, selected and then find an apartment or house with the voucher, their local housing authority starts sending payments directly to landlords. The payments cover some or all of the voucher holder's rent. On average, each household will pay somewhere between 30% and 40% of its income on rent.
You may qualify for HUD housing if your income is below 80 percent of the median income for your city or county, but housing agencies must provide at least 75 percent of their funding to applicants with incomes at or below 30 percent of the area's median income.
To qualify for public housing as an individual, you must either be elderly or have a disability, and you must also have low income. Families can qualify for HUD housing if their income falls below certain levels.
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