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Is the warranty deed the same as the title?

Paired with title insurance, your warranty deed guarantees that the granter is the rightful owner and transfers these rights and title to you as the grantee or new owner of the property. With a warranty deed, your title is clear. ... However, both the warranty and quitclaim deeds are not sales documents by any means.

Is a warranty deed and a title the same thing?

Warranty Deed is a Legal Document Warranty deeds are legal documents prepared by an attorney or title company. They state the full names of the granters and grantees. Additionally, a complete legal description of the property itself is included. ... After a warranty deed has been signed, it must get filed on public record.

What does warranty of title mean?

A warranty of title is a guarantee by a seller to a buyer that the seller has the right to transfer ownership and no one else has rights to the property. In addition, a warranty of title may be used to guarantee that no other party has copyright, patent or trademark rights in the property being transferred.

Does a warranty deed prove ownership?

A warranty deed is one type of proof of ownership; it shows the name of the owner and gives a brief description of the property. The previous owner or party granting you ownership signs the warranty deed, showing your rights to the property. A quitclaim deed is the other main type of property deed.

What is a warranty deed on property?

A warranty deed is a type of deed where the granter (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer), in contrast to a quitclaim deed, where the seller does not guarantee that he or she holds title to a piece of real estate.

What does special warranty deed mean?

A special warranty deed is a deed to real estate where the seller of the property known as the grantorwarrants only against anything that occurred during their physical ownership. In other words, the granter doesn't guarantee against any defects in clear title that existed before they took possession of the property.

What is warranty deed and title insurance?

A warranty deed is a legal instrument that details the transfer of ownership from one party to another. This document is delivered upon the closing of the real estate deal. ... In the warranty deed, the granter of the deed (the seller) guarantees that the title of the property does not have any encumbrances or claims.

Do you need title insurance with a warranty deed?

However, there is no title search involved, none of the covenants of a warranty deed are made and there is no guarantee that a title is valid. The grantee gets whatever interest the seller (granter) has to give, but makes no guarantees.

Is Warranty Deed same as title?

A warranty deed is a higher level of protection produced by the seller upon the real estate closing. It includes a full legal description of the property, and confirms the title is clear and free from all liens, encumbrances, or title defects. Most property sales make use of a warranty deed.

What does warranty deed mean?

A warranty deed is a type of deed where the granter (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer), in contrast to a quitclaim deed, where the seller does not guarantee that he or she holds title to a piece of real estate.

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