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Only criticism is I tried to pay with my New Zealand AMEX and it was rejected and Amex NZ blocked the card sensing you were defrauding me! Payment went through via another card but only after the bank got my OK as it seems your company has some "black marks" and perhaps inadvertent links to some known fraudsters.
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User friendly, simple easy to use. Makes sending and receiving documents easy and professionals .
What do you dislike?
Nothing really. Easy way to handle PDF's.
What problems are you solving with the product? What benefits have you realized?
Getting documents signed.
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What is protected payment on my state pension?
If you start with more than the full new State Pension, the difference between your starting amount and the full new State Pension is called your 'protected payment'. Your protected payment is paid on top of your new State Pension.
What is a protected pension?
Protected rights were the value of the government's payments paid into your own pension arrangement. The money came from National Insurance contributions you made above those needed for the basic State Pension.
What is a protected pension age?
What's a protected pension age? A protected pension age was available for members who before 6 April 2006 had a right to take their pension benefits at an earlier age than the current rules allow. Different rules apply depending on the type of registered pension scheme involved.
What is a protected rights pension?
Protected rights are pension funds that build up from National Insurance 'rebates' (also known as contracting-out contributions) paid to your pension plan.
How much of my pension is protected?
The usual level of protection offered by the FCS is £75,000 per person per registered institution. However, if we're saving into a pension fund that then collapses, we're protected up to 90% of the value of those savings.
Are pensions covered by FCS?
Generally, FCS can protect pensions that are provided by UK-regulated insurers, as long as they qualify as 'contracts of long-term insurance'.
How much is the full flat rate state pension?
For 2019/2020 the old state pension pays £129.20 basic plus an average of £40 additional pension (sometimes known as state second pension) per week. The new state pension pays a flat rate of £168.60 plus any 'protected payments'. Nobody who qualifies should receive less under the new rules than under the old rules.
How many years NI do I need for a full pension?
Under these rules, you'll usually need at least 10 qualifying years on your National Insurance record to get any State Pension. You'll need 35 qualifying years to get the full new State Pension. You'll get a proportion of the new State Pension if you have between 10 and 35 qualifying years.
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