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Request for Notice means requests for notice issued under NRS 107.090 to receive notices of default under any recorded trust deed.
The NOD Request for a mailing To initiate foreclosure by a trustee's sale, the trustee, on instructions from the trust deed holder, records the NOD. The NOD states the nature of an owner's money default, and what can be done (if anything) to bring the loan current, called reinstatement.
When the interested parties receive a notice of default, it means the borrower must immediately remit payment and other costs, such as filing fees, or the prime lender may take legal action, usually a foreclosure.
The lender's first step towards a foreclosure is to record and mail the borrower by certified mail a Notice of Default, sometimes titled Notice of Default and Election to Sell. The lender must then wait three months, then may record, serve by certified mail on the borrower, and post on the property, a Notice of Sale.
STEP ONE: NOTICE OF DEFAULT The first step in the foreclosure process is the issuance of a Notice of Default by the lender, which typically occurs after the homeowner is 30-45 days past due on their mortgage. It will usually be sent to the homeowner by certified mail.
If the mortgage is not brought to current payment status, the lender will seize the home. A notice of default is also known as a reinstatement period, notice of public auction, or notice of foreclosure.
A notice of default is typically the final action a lender will take before moving to activate the lien and seize the collateral for foreclosure. A notice of default is usually filed with the state court in which the lien has been recorded. A notice of default filing is the first step in the court process.
Check all the information on the default notice carefully. Contact the lender immediately. Discuss payment options.
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