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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.

Who keeps original house deeds?

The deeds will only be returned to the owner once the mortgage on the property has been fully paid, although photocopies of the deeds can be requested at any time. If no mortgage is held on a property then the title deeds will be kept by the owner. They can either be kept in the home or they can be held by a solicitor.

Who keeps the deed to a house?

The deed to your house is the official document stating who has an ownership interest in the property. While new owners receive a copy of the deed at the time of transfer, additional copies are available as public records at the Office of Assessor-Recorder's office or County Recorders Office.

Who holds the deed to a house?

The deed must be signed by the granter or granters if the property is owned by more than one person. The deed must be legally delivered to the grantee or to someone acting on the grantee's behalf. The deed must be accepted by the grantee.

How do you get the deed to your house?

You need the deed to prove ownership of your house such as when taking out a second mortgage or selling the house. If you or your attorney doesn't have a copy, locate the deed at the county recorder of deeds office. Many deeds can be located by accessing your jurisdiction's online records.

Do you get a deed when you buy a house?

Property deeds are public record and available from the recorder's office or property records office of the county in which your home is located. When you purchase a house or other real property, you'll usually receive the deed when you close on the sale.

Are house deeds public record?

Property ownership is a matter of public record, so you can get the ownership information for a home if you have the address. ... You can also visit the register of deeds or recorder of deeds for the county in which the property is situated.

Who keeps the original deed of trust?

* Deed of trust. This is the mortgage document. As you stated in your question, it is recorded among the land records, and your lender keeps the original. When you pay off the loan, the lender will return the deed of trust with the promissory note.

How do I get a copy of my deed to my house?

Head to the Courthouse. If you want a copy of your house deed, you can easily get one for a small fee. ... Mail and Fax Your Request. Many counties allow you to request copies of certified or noncertified deeds by mail. ... Access the Records Online. ... Use the Title Company. ... Hire an Attorney.

How do I find the deed to my house online?

Once you have that, you can visit the tax assessor's website for that county to see if they have the tax information for the deed listed online. You may find it listed under real estate data, real estate records, or property records. If the tax records aren't available, you may need to search property records.

How do I get a deed for my property?

Locate the County Clerk or Register of Deeds in the county where the property is located. The County Clerk's office or Register of Deeds is the office where deed records are kept. Provide the specifics on the property you need the deed for.

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