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Questions & answers

For FY 2020-21, due to the spread of the second wave of COVID-19, the government had extended the validity of Form 15G and Form 15H up to 30th June 2021 from 31st March 2021.
You can submit Form 15G or Form 15H either through the Internet Banking of the bank or through the mobile app of the bank. Amidst the COVID-19 lockdown, to benefit taxpayers, the Central Board of Direct Taxes (CBDT) had allowed the submission of Form 15G or Form 15H for FY 2019-20 till 30 June 2020.
So for non senior citizen cases if you have any interest income from term or recurring deposits below basic exemption limit of 2.5 lakhs, you can opt Form 15G to avoid deduction of Tax.
You can now submit Form 15G/H conveniently from the comfort of your home or office. Submit your Form 15G/H through Internet Banking or iMobile app and save Tax Deducted at Source (TDS) on term-deposit interest.
If your income is below the taxable cap, you can claim FD interest, by filing Form 15G if you are a regular citizen, or else you can submit Form 15H to your concerned bank if you are a senior citizen. These forms must be submitted at the beginning of the applicable fiscal or financial year.
Eligibility criteria for submitting Form 15GYou are an individual or a person other than a company or a firm. You must be a resident Indian for the applicable Financial Year. Your age should be 60 years or less than. Tax liability calculated on the total taxable income for the Financial year is zero.
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